Cuanz reserves the right, at its sole discretion, to modify or replace the Terms of Use at any time. You shall be responsible for reviewing and becoming familiar with any such modifications. Use of the Services by you following such notification constitutes your acceptance of the terms and conditions of the Terms of Use as modified.


In order to become a Registered User, you must create an account using the application and/ forum, and click on the activation link in the email that we will send to you. Registered Users gain access to additional services and restricted areas on the Application and/ forum, which may include: (i) the ability to submit and edit posts to our Application and/ forum streams and to like others’ posts; (ii) the facility to create a detailed profile which may be made available via the Application and/ forum; (iii) access to our Application and/ forum-based messaging system; (iv) in the case of Members only, access to the Subscription Service including “Cuanz Data" which are financial data that we collect in-house and any intermediate algorithms and calculations that we undertake in respect of that data.

Registered Users must not allow any other person to use their user ID and password, and they must ensure that that user ID and password are kept confidential. Registered Users accept responsibility for all activities that occur under or in relation to their user ID and password. Upon our request, Registered Users and will provide to us proof of their identity and/or age.

We may also be required by law or regulation to identify Registered Users and disclose their details to a third party including the relevant legal or regulatory authority if requested by them to do so. We may alter or restrict the services and areas that Registered Users have access to, and/or delete any Registered User’s account, in our sole discretion without notice or explanation.

You may only Use the Application and/ forum if you are at least 18 years of age.


The content available through Cuanz is the property of Cuanz or its licensors and is protected by copyright and other intellectual property laws. Content includes for example, stories, tools, charts, calculators and other items displayed on the Application and/ forum. Content received through Cuanz may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through Cuanz to anyone, including but not limited to others in the same company or organization, nor any use of data mining, robots, spiders, or similar data gathering and extraction tools for any purpose without the express prior written consent of Cuanz, with this one exception: You may, on an occasional and irregular basis, disseminate an insubstantial portion of content from Cuanz, for a noncommercial purpose, without charge, and transmitted in non-electronic form, to a limited number of individuals, provided you include all copyright and other proprietary rights notices with such portion of the content in the same form in which the notices appear in Cuanz, original source attribution, and the phrase “Used with permission from Cuanz." You may not post any content from Cuanz to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of Cuanz. Cuanz includes facts, views, opinions and recommendations of individuals and organizations deemed of interest. Cuanz and its content licensors do not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations, give tax or investment advice, or advocate the purchase or sale of any security or investment.

The Members further agrees that only one user will log in and use this subscription. Subscriptions are meant for one user only and are not to be shared. Additional users must have their own user id and password and their owner subscription.


Members will pay the Monthly Fee for the monthly subscription on a monthly basis and the Yearly Fee for a yearly subscription on a yearly basis. All fees will be paid at the beginning of service. The initial service period of the monthly subscription is one (1) month and will auto renew for subsequent one (1) month periods until 30 day notice is given by the Members. The initial service period of the yearly subscription is one (1) year and will auto renew for subsequent one (1) year periods unless 30 day notice is given by the Members. Service of the subscription will not begin until all charges have been processed.

Cuanz may offer, as indicated on the Order Form, a trial period for any of its subscription products. The Members will be charged at the beginning of the initial service period for services, which starts after the trial period has concluded. Following any trial period, the normal terms of this Agreement will remain in effect.

Following the initial service period, Cuanz reserves the right to increase the Monthly or Yearly Fee at any time upon 30 days notice to Members, provided Members shall have the right to terminate the Subscription by providing Cuanz with written or email termination notice. Members (a) agrees to pay the Monthly or Yearly Fee according to any applicable credit card issuer agreement, (b) expressly authorizes Cuanz to automatically charge the applicable card on a monthly or yearly basis during the term of this Agreement (unless otherwise agreed by the parties), and (c) agrees that any fee increase made in accordance with this Section may also be charged to the same card in the same manner.


Cuanz provides the following payment methods:

  • Credit Cards: Visa and Mastercard
  • Internet Banking
  • Virtual Account

Cuanz is not responsible for any misuse of credit card or any payment methods that belongs to the user. The onus is on the credit card holders to input the details correctly when transacting and always safe-keep their credit card information only to themselves. Cuanz is not responsible for any transaction fraud arising from credit card payments or any other payment methods. Users will understand that any payment is assumed to be paid from the credit card holders/ bank account holders and will further understand that these fraud issues is beyond Cuanz control and hence will indemnify Cuanz from all liabilities arising from transactional fraud.

All transactions will be processed in Rupiah and/or converted to the equivalent Rupiah value. All transaction will be processed within 24 hours.

After completion of transaction, Cuanz would send Users a receipt of payment by email, listed on the Cuanz database within 1 day after payment process is completed.

The electronic invoice sent is the proof of purchase and the Users reference for purchase.

Users are encouraged to keep the invoice of your purchases as evidence of transaction which may be useful in the future.

When you successfully complete your order for our Subscription Service, you agree that the Product is immediately available to you. As the services are provided at your own request, we do not provide a refund after completion of purchase.


Unless a specific initial term for this Agreement is specified in the Order Form, the initial term of the Agreement is one (1) month for the monthly subscription and one (1) Year for the yearly subscription. Following the initial term this Agreement shall auto-renew on a monthly basis or yearly basis until otherwise terminated. Upon 30 days written notice of termination to the other party, which termination shall be effective on the last day of the month in which the 30th or 365th day of the subscription occurs, either party may terminate this Agreement as to one, all, or any number of the Products referred to in the Order Form. Further, Cuanz reserves the right to immediately suspend performance or terminate this Agreement without notice and without liability in the event that: (a) Members fails to pay any amount due to Cuanz or charges back through the applicable credit card company any amounts billed, (b) any Content that is necessary for Cuanz to perform its obligations is suspended or terminated and/ or (c) in the event of any conduct by Members which Cuanz, in its sole discretion, considers to be unacceptable, or in the event of any breach by Members of this Agreement. Cuanz may discontinue any of our subscription products at any time, with or without notice and for any reason. Any suspected fraudulent, abusive or illegal activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities.

Without prejudice to our other rights under these Terms, if you (including for the avoidance of doubt Registered Users and Members) breach any of these Terms in any way, or if we reasonably suspect that you have breached any of these Terms in any way, we may:

(a) delete, move or edit any of your User Content;

(b) send you one or more formal warnings;

(c) temporarily suspend your access to the Application and/ forum and/or the Subscription Service;

(d) delete your account;

(e) permanently prohibit you from using the Application and/ forum and/or the Subscription Service;

(f) block computers using your IP address from accessing the Application and/ forum;

(g) contact your internet services provider and request that they block your access to the Application and/ forum; and/or

(h) bring court proceeding against you for breach of contract or otherwise.

Where we suspend or prohibit or block your access to the Application and/ forum, part of the Application and/ forum, and/or the Subscription Service, your right to use the services available on this Application and/ forum immediately ceases. We shall not be liable to you or any third party for any claims or damages arising out of any termination or suspension or any other actions taken by us in connection with such termination or suspension. You must not take any action to circumvent such suspension or prohibition or block (including without limitation using a different account).


Cuanz shall have the right at any time to change or modify the terms and conditions applicable to Members’s use of Cuanz, or any part thereof, or to impose new conditions, including (but not limited to) adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including (but not limited to) posting on Cuanz, or by electronic or conventional mail, or by any other means by which Members obtains notice thereof. Any use of Cuanz by Members after such notice shall be deemed to constitute acceptance by Members of such changes, modifications or additions.


You are solely responsible for the Content that you post on or through the Service, or otherwise transmit to or share with other Users (collectively, the “User Generated Content"). You may not post or share User Generated Content on the Service that you did not create or that you do not have permission to post. You acknowledge that Cuanz does not pre-screen or approve User Generated Content, but that Cuanz shall have the right (but not the obligation) in its sole discretion to refuse, delete or remove any User Generated Content that is available via the Service, in connection with violations of the letter or spirit of the Terms or for any other reason. You are solely responsible at your sole cost and expense for creating backup copies and replacing any User Generated Content you post or store on the Service or otherwise provide to the Company.

All postings, messages, text, images, video or other materials (“Content") posted or published on, uploaded to, transmitted through, or linked from, the Service (hereinafter, “post", “posted" or “published"), whether by users of the Service (“Users") or Creators (as defined below), are the sole responsibility of the person from whom such Content originated. Application and/ forum and Content available through the Service may contain links to other Application and/ forums which are completely independent of Cuanz. Cuanz makes no representation or warranty as to the accuracy, completeness or authenticity of the information contained in any such Application and/ forum. Your linking to any other Application and/ forums is done at your own risk. You agree that you must evaluate, and bear all risks associated with, the use of any Content, that you may not rely on said Content, and that under no circumstances will Cuanz, its affiliates, or partners be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via the Service.

When you post User Generated Content to the Service, you authorize and direct us to make such copies thereof as we deem necessary in order to facilitate the posting and storage of the User Generated Content on the Service. By posting User Generated Content to any part of the Service, you automatically grant, and you represent and warrant that you have the right to grant, to the Company an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such User Generated Content for any purpose, commercial, advertising, or otherwise, on or in connection with the Service or the promotion thereof, to prepare derivative works of, or incorporate into other works, such User Generated Content, and to grant and authorize sublicenses of the foregoing. Cuanz does not assert any ownership over your User Generated Content; rather, as between us and you, subject to the rights granted to us in these Terms, you retain full ownership of all of your User Generated Content and any intellectual property rights or other proprietary rights associated with your User Generated Content.

You must ensure that your User Generated Content, material linked to by the User Generated Content, and the Use of User Generated Content in accordance with these Terms:

(a) does not infringe any third party’s rights (including without limitation Intellectual Property Rights, reputational rights, rights of confidence and rights of privacy);

(b) does not give rise to any cause of action in any jurisdiction, whether against us, you or a third party;

(c) does not violate any law, statute, ordinance, regulation, legally binding code or market conventions in any jurisdiction (including, without limit, financial services regulations);

(d) is not pornographic or sexually explicit;

(e) does not duplicate or substantially duplicate User Generated Content previously published on the Application and/ forum;

(f) is not threatening, abusive, harassing, menacing or contrary to the principles of internet etiquette and;

You undertake to keep yourself informed as to the contents of our House Rules and to ensure that your User Generated Content and your user behaviour is in line with the House Rules. We do not undertake to monitor your use of the Application and/ forum or the posting of User Generated Content by you or any third party on the Application and/ forum. Nor do we warrant that the Users of the Application and/ forum have adhered to these Terms, although we use reasonable endeavours to remove User Generated Content which breaches these Terms after it has been brought to our attention. If you become aware of any User Generated Content on the Application and/ forum which breaches these Terms, you should notify us of that content immediately. You acknowledge that we may edit, delete and/or move User Generated Content without notice or explanation.


The Service is not intended to provide tax, legal or investment advice, and nothing on the Service should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security. Trading in such securities can result in immediate and substantial losses of the capital invested. You should only invest risk capital, and not capital required for other purposes. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should also consult an attorney or tax professional regarding your specific legal or tax situation.

The Content is to be used for informational and entertainment purposes only and the Service does not provide investment advice for any individual. Cuanz, its affiliates and partners specifically disclaim any and all liability or loss arising out of any action taken in reliance on Content, including but not limited to market value or other loss on the sale or purchase of any company, property, product, service, security, instrument, or any other matter

The creators of the Content may hold long or short positions in the companies are free to buy or sell those positions at will. The Creators may take positions inconsistent with the views expressed. User Generated Content available on the Cuanz platform contain the Creators’ own opinions, and none of the information contained therein constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You further understand that the Creators will not advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter.

You understand that an investment in any security is subject to a number of risks, and that discussions of any security published on the Service will not contain a list or description of relevant risk factors. In addition, please note that some of the stocks about which Content is published on the Service have a low market capitalization and/or insufficient public float. Such stocks are subject to more risk than stocks of larger companies, including greater volatility, lower liquidity and less publicly available information.


You acknowledge that the Application and/ forum and the material on the Application and/ forum may be changed from time to time without notice.

Notwithstanding the warranties above, Cuanz is not authorised to give investment advice and nothing on the Application and/ forum should be interpreted as Cuanz seeking to offer such advice. Cuanz Content, Cuanz Data, User Content and/or relevant Third Party Content is provided ‘as is’ and may contain errors or inaccuracies. You should seek confirmation from an authoritative third party source of any information found on the Application and/ forum upon which you may wish to rely. Use of Cuanz Content, Cuanz Data, User Content and/or Third Party Content is solely at the Members’s risk.

Members acknowledges that the use and interpretation of the Cuanz Data, and any data analysis tools provided as part of the Subscription Service requires skill and judgement. Members shall at all times exercise their own skill and judgement in the Use and interpretation of the Subscription Service and shall be solely responsible for the purposes for which it is used and for all opinions, recommendations, forecasts and other comments made or action taken by Members based wholly or partly on the Cuanz Data and/or data analysis tools.

Cuanz’s Subscription Service includes access to pre-defined investor screens based on the work of famous investors. We do not choose the companies on these lists. All the screens are based on set quantitative criteria, which are taken either from research papers or from the writings of investing gurus. However, please note that the screening criteria used may represent Cuanz’s interpretation of the author’s investment approach based on the available data-set and will not be determined or endorsed by the original strategist. You should consider the results of any screen as candidates for further research, not as a buy list or as a set of recommendations.

These investor screens are intended purely as an educational tool to test the performance of different investment approaches in the Indonesian market. Our performance tracking ignores the impact of factors such as spreads, commissions, spreads and dividends. While this means that the reported performance is likely to be unachievable, this allows a useful comparison of different investment styles under different market conditions.

Subject to the warranty given above in respect of the paid-for Subscription Service:

(a) we do not warrant the completeness, veracity, bona fides or accuracy of the material on the Application and/ forum; nor do we commit to ensuring that the Application and/ forum remains available or that the material on the Application and/ forum is kept up-to-date;

(b) we do not grant to you any warranties or make any representations relating to the Application and/ forum or your Use of the Application and/ forum, and to the fullest extent permitted by applicable law we exclude all warranties and representations.

You acknowledge that the material on the Application and/ forum submitted by third parties (including our Registered Users) from time to time is the sole responsible of the third party who has submitted that material. If you become aware of any inaccuracy or error on the Application and/ forum, please let us know.


You agree to indemnify and hold the Company, its subsidiaries and affiliates, and each of their members, managers, directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorney’s fees, arising out of or in connection with your use of the Service, Members’s Account, any Content you post or Content you share on or through the Service or otherwise, your conduct in connection with the Service or with other Users, or any violation of these Terms or of any law, rule, regulation or order, or the rights of any third party. This indemnity shall survive any termination or cessation of use by you of the Service.


Cuanz is a financial data and news portal, discussion forum and content aggregator. Cuanz is not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. We are not regulated by the Financial Services Authority.

Cuanz is an educational forum for analysing, learning & discussing general and generic information related to stocks, investments and strategies. No content on the Application and/ forum constitutes – or should be understood as constituting – a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in our Application and/ forum content. We do not provide personalised recommendations or views as to whether a stock or investment approach is suited to the financial needs of a specific individual.

Much of the content on this Application and/ forum is user-generated and, as such, impossible to monitor effectively. Excluding the Cuanz Data, all of the information on our Application and/ forum about businesses, companies, investment strategies, investments and investment opportunities is provided by our Registered Users and other third parties. We act as a mere conduit for this information published on our Application and/ forum, and we do not select, monitor, edit, modify review, evaluate or otherwise oversee the information or the publication of the information on our Application and/ forum.

Where we present investment screens, the results should only be treated as candidates for further research, not as a buy list or set of recommendations. Screening may help to narrow a search based on pre-defined criteria but it is not a substitute for independent research reflecting your individual criteria for investing/trading.

Cuanz Data is intended to be used and must be used for informational purposes only. Cuanz Data is provided ‘as is’ and may contain errors or inaccuracies. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take professional financial advice in connection with, or independently research and verify, any information that you find on our Application and/ forum and wish to rely upon, whether for the purpose of making an investment decision or otherwise. Any arrangements between you and any third party contacted via the Application and/ forum are at your sole risk.

Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information.

Cuanz does not warrant and guarantee the accuracy of the information and hereby disclaim all liabilities and losses arising out of the use and reliance of this information.

Our Application and/ forum is directed only to Indonesian residents. Nothing on this Application and/ forum or any part thereof is intended to constitute an offer or solicitation to buy or sell investments in any jurisdiction.


The Service may be temporarily unavailable from time to time for maintenance or other reasons. The Company assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, User Content. The Company is not responsible for any technical malfunction or other problems of any telephone network or service, servers or providers, or mobile phone equipment, or software on account of technical problems or traffic congestion on the Internet or at any Application and/ forum or with respect to the Service or combination thereof, including injury or damage to User’s or to any other person’s computer, mobile phone, or other hardware or software, related to or resulting from using or downloading Content in connection with the Web and/or in connection with the Service. Under no circumstances will the Company be responsible for any loss or damage, including any loss or damage to any User Content or personal injury or death, resulting from anyone’s use of the Service or any posted on or through the Service or transmitted to or by Users, or any interactions between Users, whether online or offline.

The Service may provide information from or links to certain brokerage companies for your convenience only. Cuanz is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you select (and not Cuanz) is solely responsible for its services to you. 


You agreed to the publication of feedback and comments about you by others on the Application and/ forum, you acknowledge that such feedback and comments may be critical or defamatory, and you agree that you will not hold us liable in respect of any such feedback and comments, irrespective of whether we are aware or ought to have been aware of such feedback and comments. Nothing in these Terms will exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

Cuanz reserves the right to change any and all Content, software and other items used or contained in the Service at any time without notice. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Company.


Cuanz is a distributor (and not a publisher) of content supplied by third parties and Members. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Members or any other user of Cuanz, are those of the respective author(s) or distributor(s) and not of Cuanz. Neither Cuanz nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose. In many instances, the content available through Cuanz represents the opinions and judgments of the respective information provider, Members, or other user not under contract with Cuanz. Cuanz neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on Cuanz by anyone other than authorized Cuanz employee spokespersons while acting in their official capacities. Under no circumstances will Cuanz be liable for any loss or damage caused by a Members’s reliance on information obtained through Cuanz. It is the responsibility of Members to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through Cuanz. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

Users may find advertising or other content on our Application and/ forum that link to the Application and/ forums and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these Application and/ forums and are not responsible for the practices employed by Application and/ forums linked to or from our Application and/ forum. In addition, these Application and/ forums or services, including their content and links, may be constantly changing. These Application and/ forums and services may have their own privacy policies and customer service policies. Browsing and interaction on any other Application and/ forum, including Application and/ forums which have a link to our Application and/ forum, is subject to that Application and/ forum’s own terms and policies. You agree to indemnify Cuanz for any losses, costs, expenses or damages incurred by Cuanz due to your violation of a third party’s Terms of Service. You should review the applicable terms and policies, including privacy and data gathering practices, of any third party services which you utilize or to any links to which you navigate.


Cuanz brand and other Cuanz graphics, logos, designs, page headers, button icons, scripts, categories, forum and service name are registered trademarks, trademarks or trade dress of Cuanz in the Republic of Indonesia and/or other countries. Cuanz’s trademarks and trade dress may not be used, including as part of trademarks and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion. Any intention to use the Cuanz logo and other trademarks must be requested and agreed upon in written by Cuanz.


We care about the privacy of our Users, (put the link)  to view the Cuanz Privacy Policy. By using the Service, you are consenting to have your personal data transferred to and processed in the Republic of Indonesia. As part of providing you the Service, we may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Services and your Cuanz account, which you may not be able to opt-out from receiving.


This Application and/ forum (excluding any linked Application and/ forums) is controlled by us from our offices within the DKI Jakarta, Indonesia. It can be accessed from Indonesia, as well as from other countries around the world. As each of these places has laws that may differ from those of Republic of Indonesia, by accessing this Application and/ forum both of us agree that the statutes and laws of the Republic of Indonesia. Each of us agrees and hereby submits to the exclusive personal jurisdiction and venue any court of competent jurisdiction within the Republic of Indonesia with respect to such matters.


You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the Service (“Submissions"), provided by you to the Company are non-confidential and shall become the sole property of the Company. The Company shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.


These Terms constitute the entire agreement between you and the Company regarding the use of the Service, superseding any prior agreements between you and the Company relating to your use of the Service. The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision in that or any other instance. If any provision of these Terms is held invalid, the remainder of these Terms shall continue in full force and effect. If any provision of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

If you have any questions about this Terms of Use, the practices of this Application and/ forum, or your dealings with this Application and/ forum, please contact us at:

CoHive 101, 10th Floor Jalan Mega Kuningan Barat nomor 1.

Kel. Kuningan Timur Kec. Setiabudi.

Kab/Kota. Kota Adm Jakarta Selatan.

Provinsi DKI Jakarta.